Insuring For Today.
Securing For Tomorrow.
The Palmer Insurance Agency, LLC
Coming September 1, 2024!
Give us a call today
Security For Your Business
Insuring Your Business Today
Property and Casualty
Coverage for damage to your property. Liability coverage and Legal representation for claims of harm caused to others on your property.
Workers Compensation
Coverage to protect you and your employees and their families in the event of workplace injuries to your employees.
Professional Liability
Coverage for defense in state and federal courts and before administrative agencies and boards. Coverage to indemnify you if you’re held financially liable.
Key Person
Coverage to protect you and your business in the event that a key employee become incapacitated and is no longer able to perform his work duties.
Business Owners Policy
Insure your business today against covered harms including legal liability.
Coverage for (1) damage to your buildings, structures, and contents caused by a covered peril and (2) court costs, legal representation, and financial judgments if your business is every found liable for causing harm to someone.
Life Insurance
Secure Your Family’s Future Today
Protection for you and your loved ones if one of you were suddenly no longer in the picture.
Secure Your Children’s Education.
Secure Your Family’s Living Expenses.
Secure Your Family’s Home.
Secure Your Spouse’s Retirement.
Term Life Insurance:
- Pays fixed amount at death.
- Policy for set term – like 10 years.
- Renewable if insurer permits.
- Each renewal at higher premium.
- No cash value.
Universal Life Insurance:
Like whole life, universal life is permanent insurance. Therefore, as long as you have paid your premiums, the policy will never expire – no matter how old you get.
Whole Life Insurance:
- Pays at death.
- Never expires.
- Premiums never change.
- Builds cash value.
- May borrow from cash value.
Indexed Universal Life Insurance:
Indexed universal life is also permanent insurance. But its value is tied to a stock market index. Premiums may increase or decrease.
How to Get Insured?
Two Steps To Insure and Secure you and Your Business
Despite the complexities of insurance coverages, we simplify the process for you.
Step 1:
We analyzed your needs and the protections that you seek.
Step 2:
We match your coverage needs to the appropriate policy.
Security Against Medical Catastrophe
INSURING YOUR HEALTH and WELL BEING
The Palmer Insurance Agency, LLC Blogs
Blog Posts Coming September 3, 2024!
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Convenient Appointments to Suit Your Schedule
About The Palmer Insurance Agency, LLC
We are a full service insurance agency offering products from over 40 insurance companies to cover the broadest range of insurance needs from personal to commercial – including business, professional and industrial.
Contact Information:
727 Bland Street, Bluefield, WV 24701
Phone: (304) 325-6571
Email: admin@palmerlhc.com
Mon - Fri: 8:30 am to 5:00 pm